Case Study

Motor Fleet

Case Study 1

Client Industry: Specialist Sub-Contractor

Annual Turnover: £32m with approximately 189 employees

Client Requirement

The Client is a well-established provider to Main Contractors offering a number of Specialist Services including Mechanical & Engineering, Roofing and Asbestos Surveys and Removal.

  • The Motor Fleet Claims experience fluctuated widely from year to year resulting in numerous premium increases making budgeting more difficult

UK & Global Solution

  • UK & Global arranged for an independent Fleet Management Audit to be undertaken, working in conjunction with the Client’s Motor Fleet Insurer, to identify weaknesses in current practices and improvements
  • We arranged a meeting with the Underwriter, the client and UK & Global attending in which the client was able to outline to the Underwriter the Fleet Management controls which were in place and intended moving forward

Outcome & Benefit to the Client

  • After implementation of the Fleet Management recommendations the number of “Fault” Motor Claims reduced by 35-40% over a two year period with the premium reducing from £865 per vehicle to £650 per vehicle

Case Study 2

Client Industry: Road Planing, Streetworks and Supply of Labour

Annual Turnover: £38m with approximately 210 employees

Client Requirement

  • The Motor Fleet Insurance premium increased from £100,000 to £140,000 as a result of a greater number of “Fault” Motor Claims being received over an 18 month period
  • In addition, the number of Motor Claims being reported by the Third Party, rather than the Client’s own drivers, was disproportionately high and increasing
  • There were insufficient controls in force to check, assess and approve both new and existing drivers in respect of Licences and driving experience / capability

UK & Global Solution

  • UK & Global, through our Claim Reports Analysis capability, were able to identify the key areas of “Fault” Claims relating to Driver Age groups / Vehicle types / Accident types
  • The Client was able, through its own initiative, to address some of the “Low Hanging Fruit” and improve internal controls
  • UK & Global arranged for AA DriveTech, Fleet Management Consultants, to provide a Fleet Management Programme to address Licence Checks, online Driver Analysis training and One to One Driver Assessment

Outcome & Benefit to the Client

  • The number of incidents resulting in Motor Claims reduced by 30% over an 18 month period
  • Fewer anomalies were found in the Drivers’ Licences as the Board had communicated clearly with its Employees that a greater focus would be maintained in this regard
  • The Motor Fleet premium was reduced from £140,000 to £115,000 at the end of the 18 month period of improvement

Case Study 3

Client Industry: Design, Fit Out and Installation of Offices

Annual Turnover: £18m with approximately 58 employees

Client Requirement

The Client experienced rapid growth from £4.5m to £18m over a period of four years. The issues facing the Client were as follows:

  • Increasing number of Motor Claims
  • The enforcement of Fleet Management policies and procedures was now insufficient for the Client’s requirements

UK & Global Solution

Following our investigation and review the following initiatives were implemented:

  • More direct instructions were issued by the Client to the company car users and vehicle tracking was introduced with feedback given to drivers

Outcome & Benefit to the Client

  • The Client experienced a year on year reduction in the number of “Fault” Motor Claims with the annual premium per vehicle improving from £965 + IPT to £675 + IPT over a three year period